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發佈日期:2024/02/19更新日期:2026/04/04
標題:Do you have to get insurance before driving a mini electric two-wheel vehicle in public?

內容:

▎Do you have to get insurance before driving a mini electric two-wheel vehicle in public?

Insurance is mandatory to get a license plate for a mini electric two-wheel vehicle. However, in the event of an accident compulsory insurance only covers injury and death of the other party. Does that mean there is no coverage of other party property damage?

Compulsory insurance ensures those injured in traffic accidents have quickly access to basic protections. As such, it does not cover compensation for property damage. In addition, when a traffic accident involves a single vehicle (for example a single vehicle crash or a motorcyclist falling off a bike on a slippery road) no insurance payment claim can be made.

Motorists can purchase additional voluntary insurance based on their own needs to ensure they are better protected

  Motorist injury, death Injury, death of others Damage to property of others
Compulsory liability insurance X O X
Compulsory liability and driver injury insurance O X X
Third party liability insurance X O O